Peak Discounters Credit Services

Improve cash flow and expand your purchasing options with flexible terms designed for growing companies

Generous Limits

Frequent reviews for improved terms

Fast, Easy Process

Same business day approvals

NET-30 Terms

Improve your purchasing power

Credit Application & Approval Policy

We understand the challenges new & small businesses face when seeking credit, so we have very lenient underwriting standards.

We believe in supporting business growth with accessible credit solutions for companies like yours, even if you're new in business.

Initial Credit Terms

All accounts are offered on a NET-30 basis, and limits will vary depending on a variety of factors.

Growth Potential

Over time, credit limits can be increased, based on your payment performance and credit needs.

Account Reporting: We report account activity to business credit bureaus, and we're always happy to answer credit inquiries.

Account Fees & Charges

Fee Structure
Monthly Fees None
Application/Membership Fees None
Annual Account Maintenance Fee None
Late Payment Fee (monthly) 1.5% (18% annual)
  • Unpaid balances beyond the 30-day term are assessed a 1.5% per month (18% annual) fee until paid

Credit Reviews & Increases

Automatic Reviews

Accounts are automatically reviewed twice per year for possible credit limit increases based on your payment history and account performance.

Request Anytime

Don't want to wait? You're welcome to request a credit increase at any time through your account dashboard or by contacting our credit team.

Please note: We reserve the right to decrease credit limits based upon negative payment history, among other reasons.

Account Management & Closure

Customer-Initiated Closure
  • You may close your account at any time
  • You remain obligated to pay any remaining balance within the terms of the agreement
Company-Initiated Actions
  • In the event of suspected fraud or misrepresentation, we reserve the right to close accounts at any time without notice
  • We may assign unpaid accounts to third parties for collection

Important Terms & Legal Notices

Fraud & Misrepresentation

In the event of fraud or misrepresentation by a customer in order to gain approval of a credit application, we reserve the right to immediately close the account, and any unpaid balance shall be due and payable immediately.

  • We reserve the right to grant or refuse to grant credit at our sole discretion
  • We reserve the right to assign unpaid accounts to third parties to collect on our behalf
  • In the event of a disagreement arising from these terms or their enforcement, the parties agree to binding arbitration
  • Each party shall be responsible for their own costs and fees in any arbitration proceedings
Effective Policy: These terms constitute the complete credit policy and may be updated from time to time. Continued use of your account constitutes acceptance of any policy changes.

Ready to Improve Your Business Cash Flow?

Join hundreds of businesses that trust us with their credit needs. Apply today and you could be approved quickly.

Apply for Credit Today

Most applications are approved within 24 hours